Car Insurance - Golf R32 Review
By Liam Gerken

The latest addition to the Golf's MkV family is the R32, which is essentially a more refined and somewhat more expensive version of the GTi. With its tasteful body and subtle styling tweaks it has been hailed as the gentlemen's GTi.

With its 3.2-litre V6 engine, capable of achieving 0-60mph in 6.3 seconds, the R32 is the most powerful Golf. Its meaty engine sound, smooth acceleration and snappy response also make it the most pleasurable Golf to drive.

Even though there is a small debate on whether the GTi, which has a better in-gear pace and considerably lighter is the superior of two cars, the R32 levels out the playing field with its 4-wheel drive and optional DSG gearbox.

4-wheel drive is as standard, providing superb traction, allowing the R32 to breeze through bends while oozing confidence. The DSG semi-automatic gearbox has one clutch in gear and another with the next gear pre-selected, making shifts lighting fast.

The R32's near faultless interior is just as pleasing to the eye as its exterior. This is thanks to the incredible attention to detail, expensive materials and user-friendly layout. The driver and front passenger seats are supportive and highly adjustable, with the rear seats feeling very roomy - even on the 3 door models. Even though the rear transmission has meant a reduction in boot space, the Golf's renowned practibility hasn't been lost.

The R32 has a wealth of equipment crammed into it, which helps justify the cars steep price tag. Some notable examples include; dual-zone climate control; rain sensing wipers; 10-speaker stereo; blue brake callipers; bi-xenon headlamps; 18-inch alloy's and sports suspension.

To top it off, the R32 is incredibly safe, scoring 5-stars on the Euro NCAP crash tests. This is down to the highly sophisticated equipment that it has been fitted with such as ABS with brake assist, electronic stability and traction control. The R32 is also fitted with twin front, side and curtain air-bags.

With Golf's often resulting in high car insurance premiums, at group 18, the R32 is no exception. Cheap car insurance may be further hard to find with the R32's high CO2 emissions. Looking online for car insurance is the best way to get a competitive quote.

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Antique Car Insurance

Antique Car Insurance - How to Look Out For One
By Davion Wong

Owners of antique cars are usually very proud of their possession; nevertheless, not one owner would ever consider failing to insure their car. Fortunately there are antique car insurance companies who are able to provide the sort of cover an older car needs. This is obviously good for the person searching for the classic car insurance as they have plenty of companies to choose from.

Even commercial auto insurers are getting in on the act now with policies to protect antique cars they call them 'collector auto insurance'. A representative will take all of your information and discuss different policy options to ensure that you are obtaining the coverage you need. You can of course lower your premium by increasing your deductible above the standard limit your insurer sets.

One particular benefit of insuring your antique car through a large commercial insurer is the fact that they should be reliable and will provide a certain peace of mind to the car owner. If you purchase a car policy through one of these large commercial insurers then the chances are you will also be able to insure your regular car with them, sometimes on the same policy. The security of having an established company provide antique car insurance for an older car is well worth the premium that they will charge you to provide with peace of mind.

Independent specialist auto insurers might be able to provide a better service and conditions; possibly even a lower cost but are unlikely to insure any other type of car. With the number of classic cars still around you will not be surprised to learn that even the insurers have, in some areas, specialized even further to provide cover for only one type of car.

It is worth doing some research when choosing an independent antique car insurer to make sure they have a good reputation as you will have a great deal of money at stake. There is always an element of risk when using the smaller independent insurers as you do not know for certain how safe your money or their policy is.

Despite the often lengthy process of finding a reliable antique car insurance provider, you do not really have an option if you want to protect your investment. Many classic cars are considered as works of art that will never be repeated and cannot be replaced, but they are also a considerable financial investment on the part of the owners so must be insured.

Compare auto insurance quotes to grab the lowest rates.

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