Cheaper Car Insurance In 2008

Cheaper Car Insurance In 2008
By Marcus Henry

As with many other areas of personal finance the cost of the average person's car insurance policy is likely to rise in 2008. This will affect young drivers, experienced drivers and everybody in between.

If you'd like to know how to beat car insurance cost hikes in 2008 then read on. The tips are not bind-blowing, amazing outside the box moments of genius but simply common sense tactics that when combined and applied can significantly reduce the cost of your car insurance policy.

The first step is to stop the rot. If you currently have car insurance from a UK insurer it is likely your renewal will include a price hike in 2008. Do not stand for this; if you feel the rise is unjustified then tell them. If you threaten to cancel your policy you'll be surprised how quickly that increase is replaced by a reduction in a desperate attempt to keep you on their books.

If you are unhappy with your current car insurance provider do not feel obliged to stay with them. There is an excellent chance you can find a better deal elsewhere if you only looked.

Price comparison websites are an excellent tool to use. These free services help you to compare UK car insurance quotes quickly and easily. In just a few minutes you can look at hundreds of quotes and pick which one is the best.

Before you switch your motor insurance to another provider look at other ways you can lower your quote. Limiting your mileage will help, after all the less you are on the roads the less you are likely to have an accident. Could you clear out that garage and park more securely inside? If so that should lead to another saving.

Finally make sure you protect your no claims bonus and see if increasing your voluntary excess can yield a worthwhile reduction in your car insurance quote.

On their own none of these ideas sound like much but combining them before shopping around with price comparison sites can lead to a huge overall saving on your policy.

Marcus Henry is a contributor to information website webcomparison.co.uk. To learn more about comparing car insurance quotes online visit webcomparison.co.uk

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Car insurance abroad

I thought I'd add a quick post to talk about the topic of car insurance abroad.

I'd never really thought about it before but i read an article this afternoon urging people to check their policies to find out their level of coverage.

Apparently the majority of UK fully comp insurance should give a minimum of third party cover whilst driving in Europe. Some companies will extend your full coverage to these countries although i havent found anyone who offers this yet after having a nose around.

The rule is the same across all of Europe, third party coverage is the minimum required by law.

Car Insurance - How To Make A Claim

Car Insurance - How To Make A Claim
By Nick Cox

There are over 31 million cars on Britain's roads. With such a vast amount of traffic, it's no surprise that everyday there are over 10 thousand accidents reported.

Over the course of your lifetime it's likely that you will be involved in at least one road traffic accident.

So, seeing as the chances are stacked in your favour of being involved in a car accident, here's a handy guide on making a claim.

• Inform your car insurance company as soon as possible after the accident has occurred. Obtain the name and car insurance details of all other parties involved and then pass those details on to your insurer. You insurers will deal with all communications with the other affected parties on your behalf.

• If your car has been stolen then report it immediately to the police. They will give you an incident number which you will need to pass to your insurers.

• Be consistent with you account of what happened, as any deviation in your story could potentially jeopardise the outcome of your claim.

• Your car insurance company will tell you where to take your car for repairs. Don't take your car to your local garage hoping that the insurers will cover the costs. Insurance companies normally have approved garages in your area that they use to carry out accident repair work.

• Keep copies of all correspondence linked with your car insurance claim. Try to keep a record of all forms of communications you receive as you may need to refer to these at a later date.

Compare car insurance quotes

One search to compare dozens of UK insurance companies

For car insurance quotes and cheap car insurance go to Moneysupermarket.

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